1. 📝 Free Initial Consultation – Discuss your goals and options (WeChat/WhatsApp available)
2. 📑 Document Submission – Provide ID, income proof, and bank statements
3. 💳 Mortgage Pre-Approval – Get a decision in principle (AIP/DIP)
4. 🏡 Property Selection – Find your ideal UK property
5. 🤝 Mortgage Application – Submit a full mortgage application
6. 🔍 Valuation & Checks – Lender assesses property value
7. ✅ Mortgage Offer Issued – Receive official loan approval
8. 🖋️ Legal Process & Contracts – Exchange contracts with your solicitor
9. 💷 Completion & Handover – Final payment and receive keys
10. 🌟 Aftercare Services – Ongoing support for remortgaging or property management
Think carefully before securing other debts against your home.
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